FACT: Statistics show that nearly 70% of life insurance policies can be improved!

Success Stories

Case History 1  |   Case History 2  |   Case History 3  |   Case History 4

Insured: 59 year old male with cancer history

Current policy facts:

  • 2 whole life policies with death benefits totaling $635,000
  • Current cash value of ~$225,000
  • Paying premiums of ~$9100/year
  • Issued at preferred NT in the 1990s

Client perception:

  • Pay premiums timely and the policies will remain in force for life
  • Future cash values may be withdrawn for any purpose

Facts revealed by check up:

  • Policy #1 is in great shape and scheduled to remain in force to age 100
  • Policy #2 is in great shape and scheduled to remain in force to age 100

Options & Resolution:

  • Leave policies as is and continue paying $9100/year

Or

  • Move the current cash value (tax free) from the old policies to a new $1,100,000 policy with NO FUTURE PREMIUMS DUE, guaranteed for life

Or

  • Move the current cash value (tax free) from the old policies to a new one, leave premiums at $9100/yr and have a new $1,800,000 policy, guaranteed for life